Dental Insurance For Root Canal With No Waiting Periods – Are you wondering how much a root canal costs? It is definitely not as cheap as a dental filling and usually costs more than a crown. However, there are different factors that affect root canal costs, meaning they can fluctuate significantly from one person to the next.
The cost of a root canal treatment can range from $700 to $1,600 per tooth, but the actual cost may vary depending on factors such as location, your insurance company, and the complexity of the case.
Dental Insurance For Root Canal With No Waiting Periods
Root canal treatment costs aside, you need endodontic therapy if the nerve of your tooth is compromised, infected, or dying. There is simply no other way to repair a tooth with necrotic nerve tissue inside it, other than getting a root canal.
Fast Coverage For Wisdom Teeth: No Wait Dental Insurance
The only way to get a firm diagnosis of whether you need a root canal (and the applicable root canal cost) is to schedule an exam and x-ray with your dentist. In some cases, your dentist may need an expert’s input on the matter. Especially if it is a hard-to-diagnose or hard-to-treat case. Root canal specialists are called “endodontists” and your dentist will usually refer you to one if they want you to get a second opinion.
The cost of a root canal treatment can easily fluctuate by $800. It’s not that a dentist is trying to “rip you off” or “pull one over on you.” The fee is strictly dependent on several factors, such as:
Let’s say worst case scenario you don’t have any dental insurance and expect to pay for your root canal treatment completely out of pocket. Since you already know the price can fluctuate depending on which tooth is being treated, you will want to find a specific quote from your dentist. That being said, a front tooth with a single root canal treatment usually costs between $700-1,600 on average to treat with a root canal. Keep in mind that it does not include the dental crown you will need after the fact.
The further back you go in your mouth, the more roots there are. The “bicuspids” or “premolar” teeth behind your canines (eye teeth) will have one or two roots, depending on which one it is. If there are two roots, root canal procedures take longer, meaning it also costs more. On average, premolars are around $800-1,600 to treat with a root canal.
What Options Do Utah Residents Without Dental Insurance Have?
And then there are your next back teeth, which are your molars. Molars usually have 2-3 roots. In extremely rare cases, they can have four roots. They are also difficult to see and reach, which makes the treatment more of a challenging procedure for general dentists. Depending on the tooth, your dentist may refer you to a specialist. The average root canal cost for molar teeth is between $1,000-1,600.
If you don’t have dental insurance, a great option is to get a dental savings plan. There are no waiting periods or exclusions, or maximums and you get a flat discount on every oral health service, from dental cleanings to elective restorations. Dental discount plans also work for other out-of-pocket costs for vision and Rx!
If you have dental insurance, your root canal will usually be covered within the range specified by your insurance plan. What do I mean by that? Typically, insurance benefits are prevention-driven. In other words, they pay more for preventative services than checkups and cleanings. Dental insurance plans usually cover these at 100%. Once you start developing cavities or gum disease (both of which are preventable conditions) coverage starts to drop. Your plan may pay 80% or only 70%. It is an incentive to get you to keep your mouth healthy. For major treatments, coverage typically drops as low as 50%, meaning you are responsible for half of the root canal procedure (still covering any copays or deductibles.)
Root canal treatments tend to fall into the “major” treatment category. So, your insurance – if you have major coverage – will cover them at a lower percentage than they do other basic restorative work. Your dentist’s office will help you coordinate with your carrier to get a more specific breakdown of the dollar amount they will pay. This number can fluctuate based on the specific plan you are enrolled in (chosen by you or your employer, ), whether you met your deductible for the year, and if you see an in-network or out-of-network dentist. And don’t forget that you’re only allowed a set maximum coverage per year.
Signature Plan — Anna Dental
If you do not treat an abscessed tooth, the infection will not go away on its own. Eventually, it can spread to other areas of the face and in rare circumstances, even your brain. It is not uncommon to hear about people being hospitalized because of an untreated dental abscess.
The other risk is losing your tooth completely. At a certain point, teeth become non-restorable. If it deteriorates too much, there won’t be enough tooth structure left to repair. Eventually, you run out of root canal options and a tooth extraction is your only choice.
Untreated abscessed or dying teeth can cause severe tooth pain when you least expect it. And if you’ve ever had a toothache, you know how miserable they feel. Typically, they pop up at the most inopportune times (like on vacation or right after the dentist’s office closes for the weekend.) Waiting to address this issue will only increase the cost of treatment in the future.
The standard of care is to repair decayed or impacted teeth with root canals. Root canal treatment has come a long way, making it both gentle and cost-effective for today’s modern dental patients.
Root Canal Treatment Options
The absolute cheapest way to get a root canal is to go to a dental school for your endodontic treatment. Most likely you will have to wait a while before getting an exam, and even longer to plan the root canal. But root canal costs at a university dental school will probably be less than half of what it would be at a traditional dental office. You may even see one of the post-graduate endodontic students who specialize in root canal therapy! A dental school probably won’t take dental insurance or offer payment plans, but their low-cost fees make dental care accessible to almost everyone. If you don’t live close to a dental school, check your local resources for community dental clinics that offer root canal services.
With dental discount plans, there are no waiting periods or exclusions, or maximum amounts you can exclude. You get a fixed, flat discount on all dental procedures, regardless of whether it is for cleaning, root canal treatment, dental implants or emergency extraction. So, if you don’t have any insurance coverage, you immediately save money just by signing up for this plan.
No insurance or dental coverage? No problem. A payment plan can be used for your root canal with or without insurance coverage, making it easier to budget your treatment ASAP. Most dental payment plans offer limited terms of 6-12 months at 0% interest, with low-interest financing for longer periods. You can usually get immediate approval, so you don’t have to wait to schedule any treatment you need.
Some dental offices also have in-house membership plans, which include a fixed discount on treatments like root canals, fillings, etc.
Federal Dental Plan Benefits
A Health Savings Account (HSA) is a tax-advantaged account linked to high-deductible health insurance, which allows pre-tax contributions for qualified medical expenses. HSAs cover root canal dental fees as well as eligible medical expenses. Ensure compliance with the terms of your HSA provider and be aware of annual contribution limits. Verify any prescription requirements and consult a tax professional for personalized advice.
Although I highly recommend it, one inexpensive alternative to a root canal is to pull your tooth. A dental extraction can cost as low as $99 or $200, although root canal costs are much more than that.
However, if you decide to extract a tooth, the “affordable” treatments are short-lived. The complications of tooth loss will eventually jeopardize the rest of your smile, potentially adding additional care costs to your dental bill in the future. Such as bone grafts, fixed dental bridges, or installing a brand new dental implant. The healthier and more cost-effective solution would be to just get the root canal to save the tooth you already have.
A root canal will help you preserve your natural tooth so you don’t need it extracted. You can expect to keep your normal smile without any complications from tooth loss or weighing various tooth replacement options.
Reasons Not To Delay Root Canal Treatment
When you arrive for your root canal appointment, you will be comfortable in the treatment room and some numbing gel will be applied to your gums. A few minutes later, the dentist will administer some local anesthetic to numb that area of your mouth. After that, the infected tooth is opened up, the nerve tissues are cleaned out, and the canals are medicated and filled to seal out any new infection. You will also need a crown
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